A bicycle hit and run accident is one of the worst types of collisions. Knowing what to do afterward can be difficult since you may feel overwhelmed and are possibly in shock. However, the next steps you take can have a significant impact on whether you are able to track down the at-fault party and hold them accountable.
Before anything else, call 911 so that the police and first responders will arrive on the scene to administer the medical attention you need and create a report. While you wait, try your best to remain calm and move to safety. If you can, write down as many details as possible about the vehicle that struck you, including the:
Also, document the scene if you can, including:
The more information the police have, the better the odds of finding the at-fault driver. These pieces of evidence will also help you when filing an accident claim with your auto insurance company if your policy provides coverage.
If you were not immediately transported to the hospital, seek medical attention as soon as possible, even if your injuries seem minor. Your health and safety are the number one priorities, and some severe injuries can have delayed symptoms. Getting checked out will also provide documentation to establish that your injuries are related to the hit and run.
Notify your auto insurance company of the hit and run accident, and depending on your coverage, they will advise you on the next steps for filing a claim. If the at-fault party is not found, your auto insurer may be your only option for compensation to cover your medical bills, lost income, etc. However, it is still in your best interest to discuss your case with a San Diego Bicycle Accident Lawyer, especially before making a recorded statement. A San Diego bike accident attorney will protect your rights and ensure you recover fair compensation.
If the at-fault driver is identified, you have the right to file a claim against their auto insurer. If they do not have insurance, you can pursue a personal injury lawsuit to sue the driver personally. If you already filed a claim with your auto insurer, your insurance company will file a subrogation claim against the at-fault party’s insurer to recover compensation for the damages they already paid to you.