Below are a few of the laws in California that govern Uber and Lyft drivers. Some are general laws all drivers in the state must follow; others are specific to ride sharing companies and their drivers.
First, it’s important to understand that Uber and Lyft drivers must adhere to California vehicle laws. The entire California driver handbook is online here.
The Governor of California approved Assembly Bill No. 2293 in 2014. The legislation outlines rules regarding insurance for transportation network companies – those that use an application or platform to connect passengers with drivers using a personal vehicle – such as Uber and Lyft.
AB-2293 requires Uber, Lyft and other ride sharing companies to:
This is just a snapshot of the rules under AB-2293. Click here to read the full list of requirements under this law.
Uber’s website describes the insurance it carries for its drivers. In addition, it outlines when and how it covers drivers and what they should do during different crash scenarios. Below is a brief breakdown.
If a collision occurs as a driver waits for a ride request (and the driver is not at fault for the crash), Uber suggests the driver makes a claim against the at-fault person’s insurance and possibly his or her own policy.
While on their way to pick up a rider or during a trip, Uber drivers are insured for:
Uber’s insurance does not cover crashes that happen while their drivers are driving their vehicles for personal use.
Lyft also outlines its insurance coverage here. When “driver mode” is on but the driver has not accepted a ride, Lyft provides contingent liability coverage. From the beginning to the end of a ride in the Lyft app, Lyft’s liability insurance will act as primary coverage. For those who carry commercial insurance or specific personal coverage for ridesharing, Lyft’s policy will be excess to that coverage.
If you were injured or a loved one was killed in an Uber or Lyft crash, our firm can help. CaseyGerry has more than 70 years of experience handling vehicle crash claims and insurance company issues. Our team has successfully represented victims involved specifically in ride sharing crashes. We welcome you to contact us at (619) 238-1811.