Do you have Experian credit monitoring? According to an article by KrebsonSecurity, hackers are able to take over an individual’s Experian account simply by changing the email address of the existing account.
In 2021, KrebsOnSecurity carried out an experiment to show how a hacker can gain access to individuals’ credit information. The experiment showed that hijacking Experian accounts was alarmingly easy. The data security company undertook this experiment after receiving reports of individuals who discovered their accounts were hacked.
To create an account, an individual:
In several of the cases reported, the individuals had also put freezes on their credits to prevent credit fraud.
The investigation discovered the following
Summary of safeguard issues
Experian offers additional security features for a fee. However, we believe the company is responsible for protecting individuals’ sensitive information and ensuring that they are aware of any changes to their accounts.
If you have been impacted by Experian’s data protection practices, please contact our attorneys at (619) 238-1811 to explore your legal options.